Stop chasing certificates of insurance by hand
Coverloop reads every vendor's certificate, tells you in plain English exactly what's missing, and follows up automatically until it's fixed — so nothing slips through because someone forgot to send a reminder email.
Not ready to talk? See a live demo workspace — no login required.
- Vendors upload in under a minute — no account required
- Every AI read is reviewable, correctable, and logged
- 14-day free trial, no credit card required
Portfolio compliance
18 of 22 vendors compliant
Apex Landscaping Group
DeficientCertificate uploaded 2 minutes ago
AI Explanation
Apex Landscaping's liability coverage is below your required minimum.
General Liability shows $500,000 per occurrence — below your required $1,000,000. Workers' Compensation meets requirements.
Recommended action
Request updated limits of at least $1M per occurrence.
Business impact
A claim above their current limit could fall back on you.
How it works
Vendor uploads their COI
Send a no-login upload link. Your vendor drops in a PDF or a photo of their certificate — no account, no phone call, no back-and-forth.
AI reads it, your rules decide
Coverloop pulls every field — limits, dates, carrier, additional insured — then checks it against the requirements you set. Same rules, every certificate, every time.
You get a plain-English verdict, they get chased
Compliant or deficient, with the exact gap spelled out — no insurance jargon to decode. If they're short, Coverloop follows up automatically until it's fixed.
What Coverloop checks on every certificate
Set your own minimums once — they apply to every vendor, every certificate, every time. No two reviewers interpreting your requirements differently.
- General liability limits (per-occurrence and aggregate)
- Workers' compensation, statutory or waived
- Additional insured naming your exact legal entities
- Certificate holder and expiration dates
- Carrier and policy number, cross-checked for consistency
Consistent, defensible reviews — every time
Your compliance requirements decide pass or fail — never a model's best guess. Anything the AI isn't confident about gets flagged for a human to check, and every correction is logged with a full audit trail. See our compliance disclaimer for what Coverloop is — and isn't.
Simple, transparent pricing
Plans start at $149/month. Every plan includes AI certificate review and automated vendor chasing — no add-ons required to get the core product.
Common questions
What is a COI?
A Certificate of Insurance (COI) is a document — typically an ACORD 25 form — that a vendor's insurance broker issues to prove active coverage: general liability, workers' compensation, auto, and sometimes umbrella policies. Property managers collect them from every contractor and vendor to confirm they're covered before work begins, and to protect themselves if something goes wrong on the property.
Do you replace insurance brokers?
No. Coverloop doesn't sell insurance, issue policies, or give insurance advice — brokers and carriers still do that. What Coverloop replaces is the manual work of collecting certificates, reading the fine print, checking limits and dates against your requirements, and following up when something's missing or about to expire. Think of it as compliance operations, not insurance itself.
How long does setup take?
Most teams are live the same day. Sign up, set your coverage requirements once (Coverloop starts with sensible defaults for property managers), add your vendors, and share their upload links. There's nothing to install — vendors upload through a browser link, no account required on their end.